Stephanie, you've spent less than usual this month. I'll move extra money to your Chase and Bank of America cards to pay them off faster.
Relax. Piere repays your debt automatically.
Get to $0 on autopilot
Piere keeps an eye on your spending and income, so when you can pay more, it will adjust your plan so you get to $0 faster. Be sure you pay the optimal amount with timely reminders and money that moves itself.2
A debt repayment plan built for how you live
The AI in Piere quickly learns from your spending and goals to create a customized debt repayment plan that you can stick with.
Because your debt plan is more personal, you can repay more debt in less time.3
You'll wish everything was this simple
Ditch the spreadsheets and dozens of other apps since everything you need to manage your debt connects to Piere.
View all of your accounts and debts in one simple app, and track your progress in real-time. We cover 99% of institutions in the U.S. and Canada.
Here's how
it works
Get Safely Connected
Securely connect your accounts in the Piere app and see how much you owe
Say “Hi!” to MyPlan AI
Piere’s AI analyzes your finances to create a personalized plan that you can stick with
Get There With Piere
Customize your payment alerts and soon, move money to repay debts right from Piere
FAQs
What is a MyPlan™ debt plan?
Good one! MyPlan™ is Piere’s customized financial planner, built with an AI adapted to your finances. For repaying debt, MyPlan™ knows how much you owe, how much you have to spend, and what you need to do to keep money in your checking and savings each month. With this information, MyPlan™ is able to provide you with focused, achievable, personal steps for getting out of debt. Access MyPlan™ from the Plans tab of the Piere app.
How does it work?
When you securely connect your accounts in Piere, MyPlan™ AI sets to work analyzing your balances, income, spending, and payments. It then prepares various steps for paying off the debt on a timeline that works with your lifestyle. Piere will tell you when it’s time to make a payment, and with fully automated money movement on the horizon, will even be able to pay your debts automatically. When you connect all your accounts to Piere, it’s amazingly accurate.
What is a debt repayment plan?
A debt plan, or debt repayment plan, is a set of instructions for paying (and eliminating) your credit cards and loan balances in a timeframe that’s realistic for your lifestyle and finances. This plan is built for you with the goal of helping you avoid extra interest and penalties, and reducing the amount of time it takes to make your final payments.
When can I be debt-free?
Since each plan is tailored to each individual’s lifestyle and unique finances, that depends. Piere’s AI will help guide you to the best recommended plan that gets you debt-free the fastest without compromising your overall financial health. This means balancing debt repayment with saving for emergencies and meeting all mandatory expenses each month.
Will all my debts be in my plan?
If you connect all of your available accounts in the app, or create manual accounts for those without a live connection, then yes. Following these two guidelines will give your Piere MyPlan™ AI what it needs to start creating your optimal debt repayment plan.
1 Piere users joining via the NFCC lowered their linked liabilities by $2,451 in their first 90 days on the platform. Individual results may vary.
2 Fully automated money moves coming after Q3 2025.
3 Versus making only the minimum payments without a personalized debt plan. Users without enough monthly income to make payments above the minimum will have varied results.