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Piere vs. Copilot: why Piere is the best Copilot Money alternative

Piere vs. Copilot: why Piere is the best Copilot Money alternative

Copilot Money users, are you looking for budgeting intelligence that's simple to use? Piere's users have raved on Reddit about the app's easy of use, simplicity, and lightning quick customer support. If you're looking for a new budgeting and net worth app, welcome to Piere.

How Piere Differs from Copilot


No Subscription Fee

Piere is offering an extended FREE trial Piere Plus+ membership to all new users of the app. Piere doesn’t display advertisements in the app so we can empower more lives with Piere’s intelligent features without unwanted distractions.

Historical Net Worth Calculations

Piere uses as much transaction data as your connected banks provide to display net worth calculations from even before you connected to Piere.

Automatic Transactions Reconciliations

Let’s say you spend $100 at dinner and request $50 from the friend who was with you to cover their meal. Piere will automatically match the incoming Venmo to the original dinner transaction and show you in your budget only your share of that meal.

Direct Customer Engagement With Team

Customer engagement is so important to Piere that we frequently engage real users for 1:1 conversations and notify all our users about upcoming features via Reddit, our website, and Help Center.

Automatic, 2-Tap Budget creation

When we say Piere is intelligent, we prove it beginning with the instant budget creation experience. After linking your accounts, Piere leverages industry best principles along with real-time financial analysis to create a personalized budget in just two button presses.

Integrated Peer-to-Peer Payment Sharing

Piere is a powerful enhancement to Venmo, adding additional transaction details, JPG/PDF attachments, and additional security measures to payments sent from Piere to a Venmo user.

Free Money Pools

Create a fundraiser, raise money among friends for a group trip, or collect club dues directly within Piere’s money pools. Generate a payment link, send it, and instantly see who has and who hasn’t paid.

SOC 2 Type II Audited

Piere successfully completed its SOC 2 Type II compliance audit, meaning the app has the same level of security as the nation’s largest financial institutions.

Copilot Money

Copilot Has No Free Tier

Copilot subscriptions begin at $95 annually with no free tier or free subscriptions available. New users receive a free trial of 30 days one they’ve joined.

Only Current net Worth Data

Copilot calculates users’ net worth from the time they first connect their accounts to the platform.

No P2P Reconciliations Support

When Copilot detects a P2P payment in the app, there is no active mechanism for reconciling that credit agains the original debit.

Email & Help Center

Copilot Money customer support originates from their Help Center and an email address, linked in the footer of their website.

Manual Budgeting Only

Copilot Money requires users to manually create their budget by filling in categories, values, and budget amounts prior to the budget being available.

No P2P Payment Splitting/Sharing

Copilot is budgeting- and insights-only, and hasn’t ventured into the realm of expense splitting or peer-to-peer payments.

No Money Collection

Copilot hasn’t offered a method for collecting funds within the app.

No Mention of SOC 2

As of January 19, 2024, Copilot states on their website’s Privacy Policy that they are not certified at the moment.

iOS App Store

What Piere users are saying about the most accurate budget tracker & personal finance app