Every year around this time there is this funny ritual the internet goes through. Spotify Wrapped drops, and suddenly everyone is getting theirs sent in group chats, posted on stories, and compared like it is a competitive sport. One of my friends even had Addison Rae as their top artist this year and could not come up with a single reason why, which made it even funnier. Wrapped gives your year in music a shape, even if that shape is a little random.

So when Wrapped came out on Wednesday, it reminded me that money deserves something similar. A clear picture of how the year actually went. Most people cannot remember where their money went this year. We can name big standout purchases, maybe a trip, but the everyday trends can blur together over the long run. 

That’s why today is exciting. Piere Pulse ’25 is officially live, and it gives you a breakdown of your entire year in spending in a way that’s fun to look at. It is basically your financial Wrapped. Once you open it, you might find patterns in your year that you would have never noticed by just scrolling through transactions in your bank app.

A Cool Breakdown of Your Year in Spending

Pulse pulls together the details that can slip past you. Your top merchants, top categories, how many transactions you made, and where you spent the most. How your spending compares to similar users. 

Finding out where your money went in a year can seem a little nervewracking, but Pulse can have the opposite effect. It makes your spending feel understandable. Maybe you traveled more than you realized. Maybe you ended up at Starbucks more often than you want to admit. Pulse shows the reality and you decide how you feel about it.

And there couldn’t be a better time for it. The end of the year is when spending gets loud. Holiday gifts, travel, decorations, subscriptions you forgot about, events, and last minute decisions. Having something that shows the big picture before everything ramps up is helpful. It is easier to make good decisions when you are not guessing. Pulse gives you that clarity.

A More Human Way to See Your Money

Pulse doesn’t feel like a financial report. It feels like looking at a snapshot of your life through the lens of your spending. It shows your patterns without judging you for them. It shows you the small things without burying you in complicated charts. 

If you love data, you will probably spend the whole day comparing your categories with your friends. If you hate looking at your finances, Pulse might be the first time a financial breakdown does not make you cringe. It is friendly. It is simple. And it is honest. You get to see your year for what it was and not what you assume it was.

Pulse also gives something most people do not get from their bank app. It gives context. You get to see patterns that make sense when you zoom out. You get to see the merchants you kept coming back to. You get to see categories that shaped your year more than you expected. These are the kinds of insights that help you understand your money without feeling overwhelmed.

A Better Starting Point for the Year Ahead

Pulse also gives you a natural starting point for next year. If you see that rideshares took over your spending, maybe next year you walk more. Pulse is not here to shame you, it is here to give you something real to work with.

There is something reassuring about seeing a whole year of spending turned into a few clean visuals. It makes the whole thing feel less messy. You can see the patterns and decide what matters to you next.

So here is your invitation to open Pulse today and look at your year. You’ll see things that might make you laugh, things that surprise you, and a few habits you might want to adjust next year. You’ll definitely have a clearer sense of who you were as a spender in 2025, and having that clarity now is one of the best things you can give yourself before the year ends. Piere Pulse ‘25 is live. Check it out at piere.com/pulse and see what your year in money really looked like.