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Automatic savings calculation: show actual surplus (income minus expenses) in budget

Feature Requests

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Automatic savings calculation: show actual surplus (income minus expenses) in budget

Currently, the Savings row in the budget shows $0 unless the user manually enters a savings target. Many users want Piere to automatically calculate and display their actual savings as income minus expenses – surfacing the real monthly surplus without requiring manual input. For example, if income is $13,917 and expenses are $9,586, the budget should show $4,331 in actual savings automatically.

A related request: payroll-deducted contributions (such as 401(k) and HSA) never hit a bank account and are therefore invisible to Piere. Users would like a way to account for these contributions as savings within the budget, so the app gives a more complete and accurate picture of total saving activity each month.

Yuval Shuminer shared this idea

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