Allow users to set a custom annual income threshold and receive alerts (push notification and/or email) when their year-to-date income approaches that limit – for example, at 80%, 90%, and 100% of the cap.

This is particularly useful for users whose eligibility for certain benefits (such as tax exemptions, healthcare subsidies, or income-based programs) depends on staying below a specific annual income level. Since income can vary due to raises, bonuses, or a household member taking on additional work, real-time YTD tracking against a user-defined cap would help users make timely financial decisions before crossing a threshold they cannot reverse.