When users manually transfer money to a savings account, those transactions are currently categorized as “Transfer” – the same category used for all other account-to-account transfers. This makes it difficult to distinguish intentional savings contributions from other transfers, and means savings activity isn’t reflected in savings tracking or goals.

A dedicated “Savings” category (or sub-category under Transfer) would allow users to label their intentional savings transfers separately, track their savings contributions over time, and see them reflected meaningfully in budget reports and savings goals.

This would be especially useful for users who manually move money to savings each month and want that habit visible in their spending and savings summaries.