Allow users to manually enter transactions before they post to their bank – such as paper checks, scheduled bill payments, or any payment that takes time to clear – and have those manually entered transactions automatically match and reconcile with the corresponding transaction when the bank pulls it in.

This would give a more accurate, real-time picture of net worth and account balances, particularly useful for:
– Paper checks that may take several days to clear
– Scheduled or recurring bill payments
– Any outgoing payment with a delayed posting date

Instead of waiting days for the bank to reflect the transaction, users could log it immediately and trust that the balance shown in Piere reflects their true financial position.