When banks use the same normalized merchant name across many different transaction types – for example, a large institution might label insurance payments, transfers, and credit card payments all under the same merchant name – it becomes very difficult to identify and categorize specific transactions using the current search and filter tools.

This request is to add the ability to search and/or filter transactions by the original bank description (the raw string provided by the institution, e.g. “USAA P&C BILLPYMNT”). This would make it significantly easier to locate and categorize transactions from institutions that normalize merchant names broadly, and would improve the effectiveness of transaction rules for users with these institutions.

Use cases include:
– Identifying specific transaction types from large financial institutions with generic merchant names
– Building more precise transaction rules based on raw descriptions
– Categorizing transactions that share a merchant name but represent different spending types