When a user’s income budget category is exceeded, the current notification message says “Adjust other categories in your budget to still end the month under budget.” This phrasing doesn’t make sense for income – exceeding an income budget is a positive event (you earned more than expected), not a spending problem.

A smarter alert for income overages could:
– Recognize that the overage is income-positive and celebrate it (“You earned more than expected this month!”)
– Suggest actionable next steps like saving or investing the surplus, rather than adjusting spending categories
– Optionally surface partner offers (e.g., high-yield savings accounts) as a contextual recommendation when the user has extra money

Improving the copy and logic for income vs. expense budget alerts would make notifications more relevant and actionable for users.