Planned Expenses let you set money aside for a one-off upcoming expense — a new fridge, a car repair, a flight — so the rest of your budget can’t accidentally spend it. When you plan an expense, Piere reserves that amount out of your Safe to Spend number for the month it’s due. Planned expenses are separate from your category budgets — they don’t change any category’s budgeted amount.
Planned Expenses are available on Piere Platinum.
Creating a planned expense #
- From the Budget tab, tap the (+) button and choose Plan Expense.
- Describe the expense and when it’s due in one line — for example, “$1,000 new fridge by the end of August” — and tap Plan it. Piere reads your description and fills in the details.
- Review the name, amount, and due date (quick options: This week, End of month, Next month), then tap Add to budget.
Your new plan appears in the Planned Expenses section of the Budget page, just above your Expenses — and Safe to Spend now reserves it.
When you actually spend the money #
Tap a planned expense card to open its actions:
- Link Charge — pick the real transaction this expense turned into. Piere shows your posted transactions closest in amount to the plan (you can search too), asks you to confirm, and then closes out the plan. Note: only posted transactions can be linked — pending charges can’t be matched yet.
- Money Spent — enter the amount you actually spent yourself (no transaction needed) and tap Mark spent.
- Cancel Plan — remove the plan without recording any spending.
Either way, the reservation is released back into Safe to Spend, and Piere tells you how you did against the plan — for example, “You came in $50 under plan.”
How Planned Expenses affect your budget numbers #
A planned expense reduces the Safe to Spend number at the top of the Budget page for its due month. It is not tracked inside your category budgets — planning a $1,000 fridge doesn’t change your Home Improvement category’s budget. You can switch the big number at the top of the Budget page to Safe to Spend using the pill beneath it.
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