Helping Clients Build a Budget That Aligns With Their Debt Management Plan

Overview:
Counselors can use this guide to support clients in creating and customizing a budget in Piere that supports their financial goals.

Steps to Guide Clients:

1. Use the Auto-Create Budget option
   Have clients generate a starter budget based on their recent spending history.
2. Collaborate to Adjust Spending Limits
   Review the autogenerated categories together. Adjust them to align with your agreed-upon payoff strategy—especially for areas like dining, subscriptions, or discretionary spending.
3. Teach Clients How to Make Edits Themselves
   Encourage clients to tap any category to open its details, adjust the amount, and tap Save. This lets clients adapt their plan as life changes.

Pro Tip:
Regularly check in with clients to ensure their budget still aligns with their goals and circumstances.