Helping Clients Build a Budget That Aligns With Their Debt Payoff Plan

Overview:
Counselors can use this guide to support clients in creating and customizing a budget in Piere that supports their financial goals.

Steps to Guide Clients:

1. Use the Autocreate Budget Tool
   Have clients generate a starter budget based on their recent spending history.
2. Collaborate to Adjust Spending Limits
   Review the autogenerated categories together. Adjust them to align with your agreed-upon payoff strategy—especially for areas like dining, subscriptions, or discretionary spending.
3. Teach Clients How to Make Edits Themselves
   Encourage clients to tap any category to edit the limit. These updates take effect instantly, empowering clients to adapt their plan as life changes.

Pro Tip:
Regularly check in with clients to ensure their budget still aligns with their goals and circumstances.